Plan. - 10 PM. Take advantage of the convenient features that help take the stress out of managing your money so you can spend time on the important things, like friends, No Fee. What Are Different Types of Credit Cards? There is no minimum balance. How Prepaid Debit Cards Can Help You Budget, Compare Credit Counseling Services Reviews, Expert Tips On Repairing Your Credit Score, Re-Establishing and Restoring Your Credit, Compare Debt Settlement Companies Reviews. The Brink's Money Prepaid Mastercard gives you the convenience of having a bank debit card. Plus, when you Direct Deposit at least $500 in payroll or government benefits in a calendar month onto your Brink's Money Prepaid Card, you're eligible for the Reduced Monthly Plan. The Brink's Money Prepaid Mobile App gives you the power to manage your money on the go from the palm of your hand - View your transaction history and balance - Send money to friends and family. the Average Daily Balance which is $1,000.00 or less will be 4.91%. The Company you trust is offering you the features and benefits you deserve. Don't have a card? This product is by SuperMoney users with a score of -47, equating to 2.1 on a 5 point rating scale. After three months of on-time payments, plus at least $100 of the CD loan paid back, you can apply for the Self credit card. Greater of 5.0% of total check amount or $5.00 per check load. 2023 Bankrate, LLC. purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated up to the coverage limit, currently $250,000.00. Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. You'll also get text alerts each time the card is used so you'll always know the balance and you'll remain protected from unauthorized purchases. No cost for online or mobile Account-to-Account editorial policy, so you can trust that our content is honest and accurate. This is a third-party fee and is subject to change. family transfers between Netspend Cardholders; a $4.95 fee applies to each such transfer conducted through a Brink's Customer Service agent. Its hard to steer clear of these fees, especially considering the list of situational costs like a 4 percent foreign transaction fee, $5.95 90-day inactivity fee and even a $4.95 fee for a custom picture on your card. - Midnight (CT) Saturday - Sunday: 8 AM. Brink's Prepaid Mastercard charges a monthly fee of up to $9.95. Compare Home Equity Lines of Credit Reviews. Territories, including Guam and Puerto Rico, and where prohibited by law. See the program FAQs and Terms and Conditions in your Online Account Center for additional How Is Brink'S Prepaid Mastercard? - FaqList The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Whether you are filling up your tank, shopping for groceries, or eating a meal with the family, your Brink's Money Prepaid Card is there for you. With Brink's Direct Deposit, you can get paid faster than a paper check. You can use your Brink's Money Prepaid Mastercard to pay for just about anything. Start to spend more time on the things that matter like family, friends and everyday life. reduce the interest earned on the Savings Account. Trust us with your money and take advantage of the benefits such as a Personal Photo card. You have money questions. Brink's Prepaid Mastercard is issued by Republic Bank & Trust Company, which is based in Louisville, KY and was founded in 1982. All other trademarks and service marks belong to their owners. As soon as you do, you are eligible for our Reduced Monthly Plan (just $5 per month compared to $9.95)5, Consistently provide up-to-date, reliable market information so you're well-equipped to make confident decisions. If your identity is partially verified, full use of the Card Account will be restricted, For more than 160 years, Brink's has secured billions of dollars and other important assets. What bank is Brinks all access? There is a signature transaction fee of $1.50 every time a merchant requires signature-based authentification. Can You Build Credit With a Prepaid Credit Card? ATTENTION JOINT FILERS: Please make sure both parties are listed on the Card Account. What is the routing number for a Brinks prepaid MasterCard? PayPal's prepaid MasterCard charges $4.95 per month for unlimited purchases. An account inactivity fee is charged if if the card is not used for 90 days. However all credit card information is presented without warranty. The content created by our editorial staff is objective, factual, and not influenced by our advertisers. now = new Date(); $1.00 per declined transaction. The Brinks Prepaid Mastercard delivers the same opt-in Payback Points rewards program as other Netspend prepaid cards, but Brinks program is called Brinks Money Payback Points. Read More To participate in the Savings Can a First-Time Home Buyer Get a Jumbo Loan? This is a third-party fee and is subject to change. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Savings Account and is paid quarterly. Picture must meet Image Guidelines. Brink's Money Prepaid Account - Brink's Prepaid Mastercard Features 10.0/10. not affiliated in any way with this program and do not endorse or sponsor this program. Put your picture on a Card for added security when paying a merchant in store. They will tell you how to reload the card. money on your Card via Western Union Money Transfer. up to the coverage limit, currently $250,000.00. See below for Official Rules & complete details. reduce the interest earned on the Savings Account. These are promotional rates and may change This feature drops your monthly plan to $5 a fee similar to other prepaid cards. Best Prepaid Credit Cards of 2023 (And Best Alternatives) - Money Under 30 We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or 7 The Savings Account is made available to Cardholders through Republic Bank & Trust Company; Member FDIC. Fee waivers and merchant offers have also been available in the past, so be sure to check your account every now and then for valuable opportunities. Reduce industry jargon so you get the clearest form of information possible, so you can make the right decision for you. Brink's (NYSE: BCO) is based in Richmond Virginia, and is a global leader in security-related services for banks, financial institutions, mines, retailers, diamond and jewelry industries, pharmaceuticals, and a variety of other commercial if (theYear < 1900) theYear = theYear + 1900; Brinks costs $39.99 to $49.99 a month, depending on which plan you choose. Bankrate follows a strict editorial policy, so you can trust that were putting your interests first. However, if used correctly, it can be handy in a bind and help people financially establish themselves before graduating to checking accounts and secured credit cards. These are some of the most common fees associated with the use of your Card. Our experts have been helping you master your money for over four decades. The Brink's Prepaid Mastercard is an opportunity for consumers to gain control of their finances and get paid up to two days faster 1 with direct deposit of your paychecks or government benefits.. Earn unlimited 1% cash back on all other purchases automatically. Brink's Prepaid Mastercard - DeluxCards But if youre a Brinks Preferred Benefits cardholder, the issuer may give you up to a $10 negative balance as a courtesy, offering some wiggle room if youre in a pinch. The Self Credit Builder Account marries the features of an installment loan, savings account and secured credit card to help people start their credit-building journey and establish positive financial habits. Netspend Corporation.All rights reserved worldwide. Netspend Corporation.All rights reserved worldwide. If cardholder receives $500 in payroll or government benefit direct deposits in 1 calendar month, cardholder will qualify for the Reduced Monthly Plan. Meanwhile, the Brinks Prepaid can (and will) charge you almost $6 a month after 90 days of inactivity, which further eats into your balance. What Bank Is Brinks All Access? - Mastery Wiki 1, 2020. If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. With Brink's Direct Deposit, you can get paid faster* than a paper check. If Cardholder is subject to Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. So, whether youre reading an article or a review, you can trust that youre getting credible and dependable information. Because Savings The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by. 6,000,608 and 6,189,787. Card activation and identity verification required before you can use the Card Account. Securing cash and valuables since 1859.; With Brink's Direct Deposit, you can get paid faster than a paper check. Luckily, these reward opportunities can easily fit into your regular spending since they are personalized around your purchases. For a complete list of fees, please refer to the fee schedule in the Cardholder Brink's gives you the peace of mind you deserve. If Cardholder is subject to for your tax refundand for all your payroll and benefit checks too. Visit one of the over 130,000 Netspend Reload locations3, transfer2 money from a qualifying 2. Approved purchase transactions may create up to a $10.00 negative balance on your Card Account. Plus, the app is optimized for . Other prepaid cards like the Amex Serve Cash Back prepaid card may rake in more rewards and provide lower cost networks. This is a third-party fee and is subject to change. 4% of the U.S. Dollar amount of the purchase transaction. Netspend Corporation.All rights reserved worldwide. Overview - Brink's US Brink's and NetSpend Launch Brink's Prepaid MasterCard Open only to U.S. legal residents who are the legal age of majority or older at time/date of entry. Were transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money. It's ideal for those who want early access to paychecks or government benefits or the ability to load funds in-person at more than 130,000 Netspend Reload Network locations in the US. ++During checkout, select "CREDIT" on the keypad to make a Signature Purchase, or select "DEBIT" and enter your PIN to make a PIN Purchase. For We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. April SuperMoney.com is an independent, advertising-supported service. now = new Date(); If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of Card may be used everywhere Debit Mastercard is accepted. Cardholder is responsible for repayment of any negative balance. Any opinions, analyses, reviews or recommendations expressed in this article are those of the authors alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Certain products and services may be licensed under U.S. Patent Nos. NOTE: Fees assessed to your Card Account balance may bring your Card Account balance negative. Adding money to your Brink's Money Prepaid Mastercard is convenient. The Brinks Prepaid is a decent starter card that offers rewards like a credit card, but carries a few fees to consider. Snapshot. Get a free consultation from a leading tax expert, in Contact - Brink's US Our goal is to give you the best advice to help you make smart personal finance decisions. Enroll in Direct Deposit to get yout paycheck or government benefits in your Card Account up to 2 days faster. 4. All rights reserved. Prepaid cards arent the best rewards pairing material, but co-branded prepaid cards like the Walmart MoneyCard Visa with Cashback Rewards might supply you with a higher-grade source of rewards if you frequently shop at specific retailers. Brink's Business Expense. Approved purchase transactions may 6,000,608 and 6,189,787. What Are Collateral-Free Unsecured Business Loans? Cardholder is responsible Cardholders will receive the Reduced Monthly Plan Fee of $5 on their next Plan Fee assessment date. Fraud prevention restrictions may and governmental customers. and everyday life! The APYs were accurate as of If you wish to change to another Plan, just call 1 (877) 8493249 or visit. It should have a phone number that you can call to assist you in reloading the card. $4.95 per transfer via Customer Service Agent. Pay- Use of Card Account also subject to fraud The Brink's Prepaid is a decent starter card that offers rewards like a credit card, but carries a few fees to consider. *SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. Ingo Bankrateexpert Garrett Yarbrough strives to make navigating credit cards and credit building smooth sailing for his readers. No Minimum Balance, No Late Fees - because this is not a credit card You do have the card in your possession, correct? A FICO score/credit score is used to represent the creditworthiness of a numbers. Brinks Preferred Benefits members may choose to open an optional FDIC-insured savings account with Republic Bank & Trust Company. 6 Payback Rewards is an optional program. What Are the Differences Between Federal and Private Student Loans? For people without credit, theDiscover it Secured Credit Cardis the superior option, and consumers should consider it over the Brinks due to its lack of fees and credit-building features. However, if you need a checking account and have no access to a traditional one, the Brinks can be helpful. The Brink's Prepaid Mastercard offers bank-level features without hefty fees. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. However, you may be able to earn bonus points at a higher rate if you take advantage of additional limited-time, merchant-specific offers in your Online Account Center. However, if used correctly, it can be handy in a bind and help people. Fee is determined and assessed by operator of Netspend Reload Network Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. As-You-Go Cardholders must enroll in the Reduced Monthly Plan to receive it. What Is Brinks Prepaid Mastercard? - FaqList Once your Card arrives in the mail, activate your Card, and verify your identity1 with your name, address, date of birth and government ID number. How It Works | Brink's Money Prepaid Mastercard Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. If Cardholder is subject to Prepaid cards operate like debit cards in that you cant spend beyond your cards balance. Calculated based on the U.S. Dollar amount of the purchase transaction or cash withdrawal. prevention restrictions at any time, with or without notice. Prepaid Payroll Debit Cards for Employees - Brink's Money Here's an explanation for how we make money Should You Hire a Debt Settlement Company or Do It Yourself? And look at all the freebies you get: Free direct deposit. $2.50 per withdrawal, plus ATM owner fees, if any. I've never heard of that type of card in the US, nor am I familiar with the California Bank that may clear Brinks US debit card transaction. Use of Card Account also subject deducted from check total prior to loading your Card Account. Discover will automatically match all the cash back you've earned at the end of your first year! * Get direct deposit information. This compensation may impact how and where products appear on this site Brink's US - Brink's Prepaid Mastercard It's at +100 if everybody recommends the provider, and at -100 when no one recommends. With theDiscover it Secured Credit Card, you do have to put down a security deposit of at least $200, but you can enjoy rewards on your purchases, just like with the Brinks Prepaid, only without the purchase transaction fees if you opt for the pay-as-you-go plan. Cardholder may enroll in the Monthly Plan to pay a flat fee of $9.95 per month instead of paying a fee for every purchase transaction under the Pay-As-You-Go Brink's Home Security, the smart home technology company, is a separate company. Use of the Card Account is subject to activation, ID verification, and funds availability. Copyright 2023 SuperMoney, LLC. After qualifying, Monthly Plan 8. Unfortunately, your balance will be constantly nibbled into by the cast of fees that usually come with even the best prepaid cards. This is a third-party fee and is subject to change. IRS Tax Debt Relief Program: What Is It and Do You Qualify? Fee applies if there are funds in the Card Account and the Card Account has had no activity, i.e., no purchases; no cash withdrawals; no load transactions; and no Balance Inquiry Fee for ninety (90) days. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. However, credit score alone does not guarantee or imply approval for any Brink's Prepaid Mastercard has a daily ATM withdrawal limit of $940. Intro Offer: Unlimited Cashback Match - only from Discover. Up to $3.95 per load. in electronic form. As a standard Mastercard, the Brinks card offers $0 liability for unauthorized purchases and other fraud monitoring services, but its Visa competitors have a slight edge with extra perks like auto rental collision waiver coverage and pay-per-use roadside dispatch. 2Fees for bank transfers are determined by the transferor's bank and may be charged to the transferor's bank account by the service provider or originating bank. Meet you wherever you are in your credit card journey to guide your information search and help you understand your options. For one, setting up direct deposits with the Brinks card means funds are available up to 2 days earlier than with a bank.